Trinity Mortgage USA, Inc., is a product of a combined 70+ years of mortgage and real estate experience. Our success is a direct reflection of how we treat all of our clients from beginning to end. We believe that without the one to one personal communication with our clients, we would not have the success we so cherish to date. Our main goal is to destress the process for our clients, so they may focus on their future plans in their homes.
We consistently offer lower rates and costs.
We close transactions 40% to 60% faster than competitors.
We respond to your calls, emails, and texts promptly, and professionally.
Mortgage transactions overseen.
We've seen it all.
1. Fannie Mae and Freddie Mac loans are the most common, with the lowest rates, and for those who can document their income.
2. NON QM (Qualified Mortgage) are loans for those who can’t necessarily document income. Examples of these loans are: bank statement loans, hard equity loans, debt service coverage ratio loans, foreign national loans, etc.
FHA loans are loan that are insured by the Federal Housing Authority, and usually require lower down payments, and more lenient underwriting guidelines VA loans are for active and retired military personnel. The Veterans Administration provides a guarantee, which allows the veteran to buy a home with a zero down payment.
Reverse mortgages are for those that are 62 and older and have significant equity in their home. The benefit is that the person can stay in their home and never have to pay a mortgage payment for the duration of the loan.